Business Financials. This is the same as any standard commercial loan

The U.S. Small Business Administration (SBA) offers guaranteed commercial loans by the federal government for small businesses. These loans are offered through approved partners in the lending industry and not directly through the SBA. When the SBA guidelines are followed and approved, the lender has less risk since a significant percentage (up to 85%) is guaranteed to be repaid. The standard SBA loan interest rates are a maximum of 2-1/4 points above the prime rate; the final rate, as with commercial loans, is based upon the risk of the borrower and determined by the assigned lender. There are 4 basic programs offered: 2 types of business loans (Section 7-a and Section CDC/504), a Microloan and a Disaster/Assistance loan program. Each one fits a specific business financing requirement. All of the programs require the applicant to provide detailed financial documentation to prove stability and credit- worthiness. If your business is only doing marginal and you think this is easy money, then you're in for a little shock. The following requirements are needed for any of the 4 programs and some of them need additional documentation. 1) Detailed business profile. This describes the type of business you operate, length of time in business, overall sales, location and number of employees. In this section, you tell the whole story of how you operate and paint the big picture. 2) Loan request. You will identify the type of SBA loan suited for your purposes, the total amount you are seeking and the specific details on what you will do with the funds. It is important you apply to the correct program with the correct paperwork otherwise your application will be tossed out. 3) Business Financials. This is the same as any standard commercial loan package request; you need to provide all business financial statements for 3 years and current interim statements. Also include cash flow projections and account receivables and payables in detail. A key item in this section is to prove that you can pay back the loan with good monthly cash flow records. 4) Collateral. A collateral list are all the tangible assets in your business including property, equipment, equity in the business, borrowed funds and cash on hand. Like any finance, the SBA wants to make sure you have invested into your business and have good stability. More : we fix cash now cheap lones bargain store Moneymutualmontelwilliams www.422needcash.com Immediate Cash Advance BUYDISCOUNTJERSEYS.COM www.workdaypayday.com nixs payday loan Need cash advance?. Cashnowmi.com CONTRACTSTORE Cash One Check Advance www.301needcash.com earlycash7.com 1323needcash.com Cashcall.com Complaints Spot-On-Loans.com PAYDAYCONSOLIDATION.NET 1000 finance Look for Fast Cash Wwwepay66com Mongo 123 radio cash www.659needcash.com www.576needcash.com www.951needcash.com 688needcash.com PAYDAYADVANCETODAY.ORG Dont Be Broke.com cash r us search yes credit one 1000 finance Look for Fast Cash 33com Cashco Loans Missouri Storm Emergency Cash rushcashusa American Thrif Fresh-PaydayLoans.net cash advance pa hour wire Cash Time Title funds 777 netfirstplatinum approved number LHSLOBOSALUMNI Www.Lighthousefinance.Com LWVMILWAUKEE www 24hourgreen com Cash Advance 100 Approval www.winnepegpaydayloan.com cash depot loan.com loans with no credit check in nc Texas Payday Loans Lenders Mongo-345 Cash Advance Virginia PAYDAYLOANSCASHADVANCE.ORG wwwusapday.com 777 now payday loan las vegas ADVOCATO PAYDAYLOAN.ORG PAYDAYLOAN4YOU.US www mmpersonalloans.com WesternSky.com www.pay-daycash.com geneva roth capital Advance 1000 www.ms-payday-loans.com Mongo 123 485needcash.com LEGITIMATEPAYDAYLOANS.NET first capital lending network after approval juniper-loan Www.Cash175.com ezepayday.com www.goalbuilder.com Get www.money.com Www.Cash125.com 888Loans.com zpp 28 Ohio Payday Loans 451needcash.com united network loans www.1278needcash.com www.CashJarPaydayLoan.com achievecard cash laon.com $a hundred Borrow Money Quick www.advance700.com SpotOn-Payday-Loans.com cash 150 .com www.ussuperloans.com Bad Credit Faxless Payday Loans 843 r c hobbies Get Cash Advance www.MoneyMutal.com www.pday5.com www.wipaydayadvance.com integrity advance yashjar.com www.paydayloansaspenhill.com Confirmmypayday www.pioneermilitaryloans.com Car Loans Cheap