5/20/2012
Let's admit it; times are hard financially for everyone
Let's admit it; times are hard financially for everyone. Yet, people continue to spend their money on the things that they feel they want/need. This can be good if you have the money, but sometimes people are taking out personal loans to pay back their debt or to even purchase things that they don't have the money to purchase right now. Either of these situations can be financially harmful for you. This article will take a look at some of the things that men spend most of their money on. Maybe by holding off on some of these expenses, you can get your finances back on track.
Electronics. Why is it that men always need to have the latest and greatest when it comes to electronics? Every year the latest and greatest gadgets come out and they are an absolute must have for your electronic loving counterpart. No, he cannot wait till it goes on sale. He has to have it right then and there because the boys are coming over and he wants to show off his new toy. Though it may be hard, try and get him to save him money until he can pay for it out right, or even during the holidays when you can see major markdowns.
The Great Outdoors. This can be a very broad statement for a lot of different activities that men tend to enjoy doing outside. This can be anything from camping to fishing to hunting. Sure, they seem like harmless activities, but soon you will see your money flying off to buy guns, rods, kayaks, tents, thermal gear, and anything else that can help them improve their game. For example, if you man is into hunting, then he is spending a lot of your money every year. Unless you own land, he is paying for a lease, guns, ammunition, camo, and gear. Also, if he does shoot one then they could spend hundreds getting the meat processed and then another few hundred if he wants to get his killing mounted. Now that will make a great home display.
Sports. Whether he is playing or just a spectator, plan on a lot of your money going towards sporting events. From throwing parties to tailgating and attending games, there is a lot of money that can be spent on going to these events. Overpriced food, tickets, and parking are just the obvious expenses.
Cars. Just like electronics, some guys have to have the best cars. No, a 2009 will not work anymore; the 2013 models will soon be arriving. Of course, things have changes and the 2009 model is just too outdated for him now.
If some of these items sound familiar to you then you probably see your money spent faster than you can make it. Talk to the guy in your life and make sure he understands how his financial decisions affect the both of you. If you still need a personal loan for whatever reason, then do your research. Know whose credit is best so that you can be guaranteed the best rates on loans and be closer to your goals.
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